Providing for the future instead of worrying about money. The term "precaution" is not only understood to mean health precautions, which one should take care of through a balanced lifestyle, but also financial precautions for oneself and one's family. This is why we also find other terms in the topic of precaution, such as the precautionary mandate, the living will, the custody decree or the will. All these instruments mainly serve to provide optimal support for your surviving dependents so that they act in your will if you are no longer able to do so.
A pension analysis provides you with information on benefits in the event of disability, death or pension benefits in old age. In addition, we show you, among other things, which figures you see on the pension fund statement and what they mean. We will also study the regulations of your pension fund and point out important points. Now that you know how you and your partner are covered, it is time to examine various options and, if desired, cover the financial gaps.
The advance directive consists of the following tasks, which are carried out by the person appointed by you if you have capacity. This can be a friend, spouse, family member or a company/organisation. A distinction is made between personal matters such as the living situation, care or medical treatment, and matters relating to assets and the law, where you specify how financial matters are to be handled.
An advance care directive must either be handwritten, dated and signed or publicly notarised. While the handwritten version is valid, public notarisation by a specialist offers additional advantages. Legal certainty and ensures that the content Clear, correct and customised is formulated. This helps to avoid misunderstandings and later disputes.
The original document should be kept in a safe place that is also known to your relatives. Alternatively, the advance care directive can be deposited at the registry office or registered in an electronic database. It is also important that the authorised persons have a copy. This way KESB (Child and Adult Protection Authority) if necessary, quickly check the validity of the document and act accordingly.
A professionally notarised advance care directive ensures that your wishes are legally effective and clearly enforceable at the crucial moment
Should all medical procedures be continued even if they are unlikely to be successful? In the living will, you can record which treatments, interventions and medical procedures you consent to and which you reject in the event of a certain state of health.
You can also determine who decides in your favour in such situations.
The living will must be written, signed and dated. It may be written by hand or electronically. Many institutions such as the SRC (Swiss Red Cross) have specific templates and forms.
You can change or revoke the advance directive at any time. Check from time to time whether the content of the living will is still current for you or whether something has changed in your situation.
If a patient has no relatives or no contact with you, if they cannot be found or do not want to make decisions, the KESB appoints a guardian to make decisions on the person's behalf.
If both custodial parents die at the same time (e.g. in a car accident), the KESB appoints a guardian. This guardian is first sought within the family. If no suitable guardian is found within the family, the KESB appoints someone from outside.
With a custody decree, you can support the authorities by recording your wishes. The order is not binding for the KESB, but it makes their work easier. The order must be signed and dated. It is advisable to send the appointed persons a duplicate of the
The order must be submitted to the authorities so that they can inform KESB immediately in the event of an incident.
