Financial and pension planning

We work with you to create a holistic and independent plan that is tailored to your needs so that your goals do not remain wishes.

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With our Tax calculator compare your place of residence with other municipalities and find out where you pay less tax or what effects paying into the 3rd pillar has.

Current mortgage interest rates

Benefit from attractive interest rates and a comprehensive Mortgage advice.

interest rates:

SARON Margin 0.55%    
5 years 1.85%
7 years 1.89%
10 years 1.98%

Current

Partial revision of the AHV: elimination of unequal treatment of widows' and widowers' pensions">Partial revision of the AHV: elimination of unequal treatment of widows' and widowers' pensions

In a judgement from 2022, the European Court of Human Rights (ECtHR) found that widows and widowers are treated unequally in Switzerland with regard to survivors' pensions. This unequal treatment is now to be remedied by means of a partial revision of the old-age and survivors' insurance (AHV). The consultation period lasts until 29 March 2024.

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The Individual Account - IK and what you need to consider">The Individual Account - IK and what you need to consider

Why it is worth ordering the IK statement regularly and how the pension can change by CHF 15,000. The Individual Account (IK) records the income subject to contributions, the contribution periods and the care credits on an annual basis and forms the basis for the subsequent calculation of the retirement, survivors' or disability pension. In the following article, we will show an example from practice and take a closer look at the Individual Account.

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Occupational pension provision (BVG) today and what will change with the reform">Occupational pension provision (BVG) today and what will change with the reform

About a year ago, the Swiss electorate was allowed to vote on the AHV reform, which was narrowly accepted at the time. After the National Council and Council of States voted clearly in favour of the BVG reform on 17 March 2023, various trade unions, the SP and the Greens launched a referendum and submitted more than 140,000 signatures against the reform at the end of June. Now, in spring 2024, the 2nd pillar will also be put to the ballot with the BVG reform. In the following article, we show you the...

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What our customers say ...

I am absolutely delighted with the collaboration with Mr Annen! His professional expertise, coupled with his friendly and open-minded manner, made the collaboration a real highlight. A big thank you for the great support!
Öztürk Umut
Öztürk Umut
17 January, 2024
Super friendly & comprehensive support when taking out our mortgage.
Joris Ryf
Joris Ryf
10 December, 2023
Very pleased with the services provided by Finberg and I can highly recommend them; competence in tax, wealth & financial planning and property financing. Best I've seen by quite a margin!
Jaap Gerritzen
Jaap Gerritzen
3 November, 2023
I recently used the services of Finberg AG and am very satisfied with the result - Mr Annen far exceeded my expectations. At our first meeting, he took a lot of time to get an overview of my financial situation and answer my questions in advance. I was particularly impressed by Mr. Annen's comprehensive expertise and his ability to explain complex financial topics clearly and understandably. Communication was also always efficient and smooth. Emails were answered promptly and telephone enquiries were always answered in a friendly manner.
Cem
Cem
26 September, 2023
We renewed our mortgage with Finberg AG, Mr. Annen. The cooperation was super good. Fast processing, pragmatic and we got a great offer at the end. Submitting the documents was really easy and the answers were always extremely fast. We would work with Finberg AG again at any time and can highly recommend them!
Monika Murer
Monika Murer
4 June, 2023
I have rarely experienced such excellent customer service. You can feel that a lot of heart and soul has gone into this.
Cédric Jérôme Oser
Cédric Jérôme Oser
2 June, 2023
Finberg AG, make the impossible possible. Thank you for your commitment to financing our renovation🙌 Thanks to you everything worked out, unfortunately I can't give you any more stars.
Daniel tscherntschitsch
Daniel tscherntschitsch
25 April, 2023
super advice keep up the good work
Marco Meier
Marco Meier
29 March, 2023
Outstanding service with a professional demeanor. They were very quick to respond and answered my questions with great care. I highly recommend them.
Alexandros Kirkanidis
Alexandros Kirkanidis
2 March, 2023
Very professional and caring demeanour. Responding to emails and communications very promptly. Willing and patient in explaining the details. Not rushing you to make a hasty decision. We trust him as a very genuine and professional advisor. W&A 🙂
w Z
w Z
7 February, 2023

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