Financial and pension planning

With early planning, you will be able to organise the third stage of your life yourself and be less dependent on external circumstances.

To ensure that your goals do not remain wishes, we work with you to create a holistic and independent plan that is tailored to your needs and individual situation.

 

Tax consultancy

With our Tax calculator compare your place of residence with other municipalities or what effects the payments into the 3rd pillar have.

In addition to processing your tax return, we actively support you in forward-looking tax planning.

Inheritance and estate planning

The social changes in families in recent decades have posed new challenges for inheritance planning, which need to be recognised at an early stage and precautions taken.

 
We compile the current situation for you, show you the legal options and support you during implementation.

Current

<a class="eael-grid-post-link" href="https://finberg.ch/en/news/wohneigentum-im-alter-verkaufen-oder-behalten/" title="Home ownership in old age, sell or keep?">Home ownership in old age, sell or keep?

The most frequently cited reason for staying in a large detached house is that a rented flat would be more expensive! Find out whether this preconception is actually true when you look at the overall situation, what advantages and disadvantages the two options have and what else you need to consider in the latest Compass, including a practical example.

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<a class="eael-grid-post-link" href="https://finberg.ch/en/news/teilrevision-der-ahv-beseitigung-der-ungleichbehandlung-bei-den-witwen-und-witwerrenten/" title="Partial revision of the AHV: elimination of unequal treatment of widows&#039; and widowers&#039; pensions">Partial revision of the AHV: elimination of unequal treatment of widows' and widowers' pensions

In a judgement from 2022, the European Court of Human Rights (ECtHR) found that widows and widowers are treated unequally in Switzerland with regard to survivors' pensions. This unequal treatment is now to be remedied by means of a partial revision of the old-age and survivors' insurance (AHV). The consultation period lasts until 29 March 2024.

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<a class="eael-grid-post-link" href="https://finberg.ch/en/news/freizuegigkeits-guthabenfinder/" title="Vested benefits balance finder - The lost treasure">Vested benefits balance finder - The lost treasure

Billions of BVG assets still remain unused and are not withdrawn or are withdrawn very late. You can find out how this can happen and why you need to take care of it yourself in the latest FINBERG Compass.

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<a class="eael-grid-post-link" href="https://finberg.ch/en/news/das-individuelle-konto-ik-und-was-es-zu-beachten-gilt/" title="The Individual Account - IK and what you need to consider">The Individual Account - IK and what you need to consider

Why it is worth ordering the IK statement regularly and how the pension can change by CHF 15,000. The Individual Account (IK) records the income subject to contributions, the contribution periods and the care credits on an annual basis and forms the basis for the subsequent calculation of the retirement, survivors' or disability pension. In the following article, we will show an example from practice and take a closer look at the Individual Account.

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<a class="eael-grid-post-link" href="https://finberg.ch/en/news/hypotheken-zinsupdate-und-was-hypotheken-mit-nachhaltigkeit-verbindet/" title="Mortgage interest rate update and what mortgages have to do with sustainability">Mortgage interest rate update and what mortgages have to do with sustainability

After the ECB announced at the end of October that it would not be raising interest rates any further for the time being, the Fed also announced on 1 November that it would not be raising its key interest rate this time. These decisions also have an impact on mortgage interest rates in Switzerland.

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<a class="eael-grid-post-link" href="https://finberg.ch/en/news/maximalabzuege-2024-fuer-dritte-saeule/" title="Maximum deductions 2024 for tied pension plan 3a and the remuneration and default interest for direct federal taxation">Maximum deductions 2024 for tied pension plan 3a and the remuneration and default interest for direct federal taxation

How much am I allowed to pay into my third pillar next year and what does the change in remuneration and default interest for direct federal tax mean for me?

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FINBERG Compass

Receive regular newsletters with valuable advice on all financial topics, interest rate updates, checklists or templates for your planning, as well as information on changes in the law and current events.

What our customers say ...

I am absolutely delighted with the collaboration with Mr Annen! His professional expertise, coupled with his friendly and open-minded manner, made the collaboration a real highlight. A big thank you for the great support!
Öztürk Umut
Öztürk Umut
17 January, 2024
Super friendly & comprehensive support when taking out our mortgage.
Joris Ryf
Joris Ryf
10 December, 2023
Very pleased with the services provided by Finberg and I can highly recommend them; competence in tax, wealth & financial planning and property financing. Best I've seen by quite a margin!
Jaap Gerritzen
Jaap Gerritzen
3 November, 2023
I recently used the services of Finberg AG and am very satisfied with the result - Mr Annen far exceeded my expectations. At our first meeting, he took a lot of time to get an overview of my financial situation and answer my questions in advance. I was particularly impressed by Mr. Annen's comprehensive expertise and his ability to explain complex financial topics clearly and understandably. Communication was also always efficient and smooth. Emails were answered promptly and telephone enquiries were always answered in a friendly manner.
Cem
Cem
26 September, 2023
We renewed our mortgage with Finberg AG, Mr. Annen. The cooperation was super good. Fast processing, pragmatic and we got a great offer at the end. Submitting the documents was really easy and the answers were always extremely fast. We would work with Finberg AG again at any time and can highly recommend them!
Monika Murer
Monika Murer
4 June, 2023
I have rarely experienced such excellent customer service. You can feel that a lot of heart and soul has gone into this.
Cédric Jérôme Oser
Cédric Jérôme Oser
2 June, 2023
Finberg AG, make the impossible possible. Thank you for your commitment to financing our renovation🙌 Thanks to you everything worked out, unfortunately I can't give you any more stars.
Daniel tscherntschitsch
Daniel tscherntschitsch
25 April, 2023
super advice keep up the good work
Marco Meier
Marco Meier
29 March, 2023
Outstanding service with a professional demeanor. They were very quick to respond and answered my questions with great care. I highly recommend them.
Alexandros Kirkanidis
Alexandros Kirkanidis
2 March, 2023
Very professional and caring demeanour. Responding to emails and communications very promptly. Willing and patient in explaining the details. Not rushing you to make a hasty decision. We trust him as a very genuine and professional advisor. W&A 🙂
w Z
w Z
7 February, 2023

FINBERG Compass

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