{"id":1694,"date":"2022-09-14T12:17:52","date_gmt":"2022-09-14T12:17:52","guid":{"rendered":"https:\/\/finberg.ch\/?page_id=1694"},"modified":"2026-02-04T14:26:50","modified_gmt":"2026-02-04T13:26:50","slug":"expat-counselling-basel","status":"publish","type":"page","link":"https:\/\/finberg.ch\/en\/expat-counselling-basel\/","title":{"rendered":"Expat consulting Basel"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1694\" class=\"elementor elementor-1694\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-59c9b8e6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"59c9b8e6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-799f8000\" data-id=\"799f8000\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72931263 elementor-widget elementor-widget-heading\" data-id=\"72931263\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expat consulting Basel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-6579b645 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6579b645\" data-element_type=\"section\" id=\"expats\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-537c7445\" data-id=\"537c7445\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2931b4cd elementor-widget elementor-widget-image\" data-id=\"2931b4cd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/finberg.ch\/wp-content\/uploads\/2022\/10\/zuzuger.jpg\" class=\"attachment-large size-large wp-image-2164\" alt=\"\" srcset=\"https:\/\/finberg.ch\/wp-content\/uploads\/2022\/10\/zuzuger.jpg 900w, https:\/\/finberg.ch\/wp-content\/uploads\/2022\/10\/zuzuger-300x200.jpg 300w, https:\/\/finberg.ch\/wp-content\/uploads\/2022\/10\/zuzuger-768x512.jpg 768w, https:\/\/finberg.ch\/wp-content\/uploads\/2022\/10\/zuzuger-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-399042b6\" data-id=\"399042b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-146c5dd2 elementor-widget elementor-widget-heading\" data-id=\"146c5dd2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expat consulting Basel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4b6a83 elementor-widget elementor-widget-text-editor\" data-id=\"4b4b6a83\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"577\" data-end=\"612\">Arrive<\/h4><p data-start=\"613\" data-end=\"987\">Moving to Switzerland often marks a professional milestone and at the same time the beginning of complex decisions. New tax conditions, different pension systems and unfamiliar legal structures are met with high expectations. Our expat counselling ensures that you not only arrive, but that you feel secure and well-positioned right from the start.\u00a0<\/p><h4 data-start=\"994\" data-end=\"1048\">Taxes and pensions<br \/>Structure instead of surprises<\/h4><p data-start=\"1049\" data-end=\"1422\">Switzerland offers attractive but challenging framework conditions. Taxation, social security, pension solutions and international asset relationships must be properly harmonised. We create transparency, optimise structures and assist you with integration into the Swiss tax and pension system.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ee870 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"77ee870\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finberg.ch\/en\/contact-counselling\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Arrange a consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-eb4ac89 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb4ac89\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e267476\" data-id=\"e267476\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b48b8e elementor-widget elementor-widget-heading\" data-id=\"7b48b8e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ - Expat consulting<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-339ed35 elementor-widget elementor-widget-n-accordion\" data-id=\"339ed35\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5410\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5410\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When do I have to submit a tax return with a B permit? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" role=\"region\" aria-labelledby=\"e-n-accordion-item-5410\" class=\"elementor-element elementor-element-af15f3c e-con-full e-flex e-con e-child\" data-id=\"af15f3c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6aedf1e elementor-widget elementor-widget-text-editor\" data-id=\"6aedf1e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In principle, you do not have to submit a tax return with a B permit up to a gross income of CHF 120,000, but are taxed at source. Whether a subsequent ordinary tax assessment makes sense should be checked individually in each situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5411\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5411\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I pay into pillar 3a with a B permit? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" role=\"region\" aria-labelledby=\"e-n-accordion-item-5411\" class=\"elementor-element elementor-element-25aa7d6 e-con-full e-flex e-con e-child\" data-id=\"25aa7d6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9912ab elementor-widget elementor-widget-text-editor\" data-id=\"b9912ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contributions to pillar 3a are deductible from taxable income. However, if you are not subject to regular tax assessment, i.e. you do not have to submit a tax return, you cannot deduct these contributions. If you have an income of more than CHF 120,000, contributions to pillar 3a are a good way to optimise your savings. Whether an insurance solution or a traditional bank solution should also be considered on an individual basis. Beware of unnecessary insurance policies!\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5412\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5412\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I buy residential property in Switzerland with a B or C permit? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" role=\"region\" aria-labelledby=\"e-n-accordion-item-5412\" class=\"elementor-element elementor-element-769f7fc e-con-full e-flex e-con e-child\" data-id=\"769f7fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66c454e elementor-widget elementor-widget-text-editor\" data-id=\"66c454e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In principle, you may only use a <a href=\"https:\/\/www.sem.admin.ch\/sem\/de\/home\/themen\/aufenthalt\/eu_efta\/ausweis_b_eu_efta.html\" target=\"_blank\" rel=\"noopener\">B-<\/a> and <a href=\"https:\/\/www.sem.admin.ch\/sem\/de\/home\/themen\/aufenthalt\/eu_efta\/ausweis_c_eu_efta.html\" target=\"_blank\" rel=\"noopener\">C- Authorisation<\/a> can also acquire residential property in Switzerland.  However, certain points must be observed and certain notary's offices\/offices request additional documents, especially for the B permit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5413\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5413\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is it possible to buy into the pension fund as an expat? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" role=\"region\" aria-labelledby=\"e-n-accordion-item-5413\" class=\"elementor-element elementor-element-5ba8e4b e-con-full e-flex e-con e-child\" data-id=\"5ba8e4b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b7b8af elementor-widget elementor-widget-text-editor\" data-id=\"1b7b8af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In principle, yes. Here, too, the situation must be examined individually and the vesting period for a later withdrawal must be taken into account in particular. This blocking period also applies if you wish to withdraw the extra-mandatory portion when you leave Switzerland,<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5414\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5414\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I transfer pension assets from the UK to the Swiss pension fund? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" role=\"region\" aria-labelledby=\"e-n-accordion-item-5414\" class=\"elementor-element elementor-element-fbe63d3 e-con-full e-flex e-con e-child\" data-id=\"fbe63d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aeb277 elementor-widget elementor-widget-text-editor\" data-id=\"7aeb277\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"80\" data-end=\"156\">QROPS - <span class=\"N9Q8Lc\">(Qualifying Recognised Overseas Pension Scheme)<\/span><\/p><p data-start=\"362\" data-end=\"865\">UK pension assets can be transferred to Switzerland tax-free under certain conditions. The prerequisites are residence in Switzerland, a minimum age of 55 and assets of at least CHF 100,000. Pension assets are taxed significantly lower in Switzerland than in the UK, which is why a transfer can be particularly worthwhile for people who wish to spend their retirement here and manage their pension assets on a consolidated basis in Switzerland.<\/p><p data-start=\"867\" data-end=\"1459\">Previously, the transfer was relatively straightforward as long as the receiving Swiss organisation was registered with the UK tax authority (HMRC). The stricter rules mentioned above now apply.\u00a0<\/p><p>FINBERG will be happy to advise you on the possibilities and conditions for QROPS transfers to Switzerland.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Expat counselling Basel Arrival Moving to Switzerland often marks a professional milestone and at the same time the beginning of complex decisions. New tax conditions, different pension systems and unfamiliar legal structures are met with high expectations. Our expat advice ensures that you not only arrive, but that you feel secure and well-positioned right from the start. Tax and pension structure [...]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1694","page","type-page","status-publish","hentry"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-05-04 17:04:12","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/pages\/1694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/comments?post=1694"}],"version-history":[{"count":219,"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/pages\/1694\/revisions"}],"predecessor-version":[{"id":7076,"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/pages\/1694\/revisions\/7076"}],"wp:attachment":[{"href":"https:\/\/finberg.ch\/en\/wp-json\/wp\/v2\/media?parent=1694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}