Expats/frontier workers

Expats/frontier workers

Moving to another country is not easy and involves many hurdles. So that you can focus on your new everyday life, we are happy to support you in all matters relating to taxes, home ownership and pensions in your new environment.

  • Is pillar 3a possible as a cross-border commuter or with a B permit?
  • What happens to my pension assets when I leave Switzerland and what do I need to bear in mind?
  • Can I buy residential property in Switzerland with a B permit?
  • When do I have to submit a tax return?

We will be happy to discuss the answers to these and any other questions with you.

Leaving Switzerland

What do I need to bear in mind with regard to taxes and pension assets?
Moving abroad should also be planned in advance with regard to pension assets. Without targeted planning, unnecessary tax burdens, gaps in pension provision or financial disadvantages can arise. Not every country treats pension assets from Switzerland in the same way - the tax burden can vary greatly depending on the future country of residence. Similarly, not all countries recognise the "over-commitment" from our pension system.

  • What is a vested benefits account?
  • Can I withdraw all my pension fund assets when I move away?
  • Which taxes apply where?
  • Will my pension be paid into a foreign account?


We offer you personalised, forward-looking advice that makes complex issues understandable and identifies specific solutions. Together and, depending on the situation, in collaboration with local tax and pension experts, we analyse your situation and develop a strategy that optimises your departure in terms of tax and secures your pension provision in the long term.

FINBERG Compass

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